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Assignment of Benefits; Qualified Domestic Relations Orders

Except in the event of a Qualified Domestic Relations Order or for federal income tax withholding, your benefits under the Plan are not subject to attachment or garnishment by your creditors or those of your beneficiary. Benefits may not be assigned, sold or used to borrow money.

A domestic relations order is a judgment, decree or order (including approval of a property settlement agreement) that requires the payment of child support, alimony or marital property rights to a spouse, former spouse, child or other dependent of a Plan participant.

If the Plan Administrator receives a domestic relations order which requires the payment of some or all of your benefits to another person, the Administrator will promptly notify you. If the Plan Administrator or his designee finds that the domestic relations order is a Qualified Domestic Relations Order, the Plan must pay your benefits according to that Order. This means that the amounts paid to you will be reduced to reflect the payment of benefits to an alternate party.

A copy of the Fund’s rules governing Qualified Domestic Relations Orders may be obtained from the Fund office or from the Fund’s web site at www.teamsterfunds.com.

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 Last Date Updated :  01/10/07